Uber has changed the way we travel. With a simple tap on your smartphone, you can request a ride within minutes, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
We will cover typical Uber accident injuries, the process of determining fault, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
Passengers in an Uber may suffer many different types of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. The symptoms may take time to surface.
Bone Injuries: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber website Accidents
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.